Interest Rates Effective Sept. 1, 2010
(Subject to Change)

 

Account Type	Interest Rate	Annual Percentage Yield	Minimum To Open	Balance to Obtain APY*
Personal Accounts
Interest Checking	0.10%	0.10%	$100	**
Money Market			$1,000
	0.15%	0.15%		$1,000 to $9,999
	0.25%	0.25%		$10,000 to $49,999
	0.45%	0.45%		$50,000 to $99,999
	0.55%	0.55%		$100,000 and above
Savings	0.10%	0.10%	$100	**
Minor Savings	0.350%	0.35%	$25	**
HSA Checking	0.50%	0.50%	$100	***
IRA & HSA Savings	0.75%	0.75%	$100	**
Business Accounts
Interest Checking	0.10%	0.10%		**
Money Market			$1,000
	0.15%	0.15%		$1,000 to $9,999
	0.25%	0.25%		$10,000 to $49,999
	0.45%	0.45%		$50,000 to $99,999
	0.55%	0.55%		$100,000 and above
Savings	0.10%	0.10%	$100	**
Interest is Compounded Daily and Posted to the Account Monthly

 

Account Type	Interest Rate	APY*	Minimum To Open	Balance to Obtain APY*	Rate with Checking Acct	APY*
Certificates of Deposit			$1,000	$1,000
30 Days	0.05%	0.05%			0.20%	0.20%
3-5 Months	0.10%	0.10%			0.60%	0.60%
6-11 Months	0.15%	0.15%			0.75%	0.75%
12-23 Months	0.35%	0.35%			0.90%	0.90%
24-35 Months	0.90%	0.90%			1.25%	1.25%
36 Months	1.25%	1.25%			1.75%	1.76%
Liquid Gold***	n/a		$2,500	$1,000	0.50%	0.50%
Interest is Compounded Monthly and Posted to the Account Monthly

 

* APY = Annual Percentage Yield

** No Minimum balance required to earn interest

*** One Year Term, Contact us for Additional Terms and Conditions

A penalty may be imposed for withdrawals before maturity from term accounts

Fees/Penalties imposed on your account may affect the Annual Percentage Yield

Member FDIC